The rulebook, right now
About these figures
These are the live values from the game's own economy policy — the same feed our tax engine reads, refreshed as the studio rebalances. When a rule here disagrees with a guide (including ours), this page wins.
Official policy v4
Income tax mode
bands
Top band rate
7.0%
Tax-free allowance
₦1,000,000
Tax bands
The standing marginal schedule — it governs whenever the tax mode reads bands, as it has since policy v4 (17 October 2026).
Taxable income up to Rate
- Band
- Taxable income up to
- Rate
Nothing matches.
| basic | ₦10,000,000 | 7.0% |
| higher | ₦50,000,000 | 7.0% |
| top | No cap | 7.0% |
| Nothing matches. | ||
VIP tiers
From ₦1bn net worth the game re-prices your world: prices multiply, winnings get taxed extra, earnings scale up to match.
Winnings tax Earnings ×
- Net worth from
- Winnings tax
- Earnings ×
- Prices ×
Nothing matches.
| ₦1,000,000,000 | 7% | ×10 | ×1 |
| ₦100,000,000,000 | 7% | ×50 | ×1 |
| ₦1,000,000,000,000 | 7% | ×100 | ×3 |
| Nothing matches. | |||
HANDI trade licence prices
Per-job cap — · premier jobs — · rating multiplier ×— — buy the licence once, then take gig-board jobs in that trade.
Licence price
- Trade
- Licence price
Nothing matches.
| plumber | ₦0 |
| carpenter | ₦0 |
| electrician | ₦0 |
| technician | ₦0 |
| fumigator | ₦0 |
| Nothing matches. | |
Player-shop price bands
Player shops price their stock as a multiple of the base price, inside these official bands.
Min × Max ×
- Category
- Min ×
- Max ×
Nothing matches.
| food | ×0.8 | ×2.5 |
| provisions | ×0.8 | ×2.5 |
| fashion | ×0.8 | ×2.5 |
| pharmacy | ×0.8 | ×2.5 |
| Nothing matches. | ||
Caps & limits
Value
- Limit
- Value
Nothing matches.
| Business portfolio cap | ₦0 |
| Single business cap | ₦0 |
| P2P transfers per day | ₦10,000,000 |
| Hustle payout cap (per gig) | ₦10,000,000 |
| HANDI job cap | ₦0 |
| EFCC wealth-levy threshold | ₦100,000,000,000 |
| Nothing matches. | |
The rest of the rulebook
- EFCC
- Wealth levy on flagged fortunes — one flag per day, rest days between cases, 24h to appear. Keep your fortune's source clean.
- Land
- Starting plots and a soft cap before diminishing returns — Spec app.
- Trust score
- Unlocks bigger P2P moves at each tier — built from account age, send history and streaks.
Values come straight from the game's official economy policy feed, fetched by our daily snapshot. The Money & Tax tools read the same source, so calculators and this page always agree.