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Economy policy, tracked

Check the current economy rules and estimate how tax affects your income.

v4 · 2026-10-17 Monitoring since: 2026-10-17

The notice board

The game rebalances its economy every few days with no changelog. The cron watches the official endpoint daily — every rebalance gets pinned here with what changed.

Currently in force

Tax-free allowance (₦)
₦1,000,000
Flat rate
7%
Per-business cap
0
Portfolio cap
0
Bulletin v4
41 parameters changed
  • CoMax ₦500,000,000 0
  • DayMax ₦500,000,000 0
  • OpMax ₦100,000,000 0
  • PlayerMax ₦1,500,000,000 0
  • RichFrom ₦10,000,000,000 0
  • Appear · #1 · share 75% 25%
  • Appear · #2 · share 50% 25%
  • PMax 50% 10%
  • Refuse 75% 25%
  • TMin ₦1,000,000 ₦10,000,000
  • W0 ₦5,000,000,000 ₦100,000,000,000
  • JobMax ₦5,000,000 0
  • MultCap 10 0
  • PremierMax ₦500,000,000 0
  • Service ₦500,000 0
  • Trade · carpenter ₦300,000 0
  • Trade · electrician ₦500,000 0
  • Trade · fumigator ₦100,000 0
  • Trade · plumber ₦150,000 0
  • Trade · technician ₦1,000,000 0
  • Upgrade ₦50,000,000 0
  • Tiers · #1 · price mult 10 1
  • Tiers · #1 · tax pct 1,000% 700%
  • Tiers · #2 · price mult 50 1
  • Tiers · #2 · tax pct 2,500% 700%
  • Tiers · #3 · price mult 100 3
  • Tiers · #3 · tax pct 4,000% 700%
  • ₦1,791,821,914,020 ₦1,792,239,797,571
  • Bands · #1 · rate 20% 7%
  • Bands · #2 · rate 30% 7%
  • Bands · #3 · rate 35% 7%
  • FlatRate 7.5% 7%
  • Mode flat bands
  • 3 4
  • Tiers · #1 · price mult 10 1
  • Tiers · #1 · tax pct 1,000% 700%
  • Tiers · #2 · from ₦10,000,000,000 ₦100,000,000,000
  • Tiers · #2 · price mult 50 1
  • Tiers · #2 · tax pct 2,500% 700%
  • Tiers · #3 · price mult 100 3
  • Tiers · #3 · tax pct 4,000% 700%

Full reference

Taxes

Tax-free allowance (₦) ₦1,000,000
Flat rate 7%
Band: basic (≤ 10,000,000) 7%
Band: higher (≤ 50,000,000) 7%
Band: top (≤ ∞) 7%
Applies to wages yes
Applies to other income yes

VIP whale tiers

Net worth from Tax Multiplier
₦1,000,000,000 7% ×10
₦100,000,000,000 7% ×50
₦1,000,000,000,000 7% ×100

HANDI trade rates

Plumber 0
Carpenter 0
Electrician 0
Technician 0
Fumigator 0

Land & property

Starting plot allowance 7
Plot soft cap 10
Flood damage multiplier 1.5
omo-onile destroy chance 25%
Billboard yield range 10%–25%

Other limits

Gig payout cap (each hustle) ₦10,000,000
Player-to-player daily limit (₦) ₦10,000,000
Credit score tiers 20 / 45 / 70

Quick check: what tax do I owe?

Wages plus everything else a week — businesses, land, gigs.

Tax this week
—
Effective rate
—
You keep
—

—

Assessed live from the official policy snapshot — the same numbers as the tables above.

Trend lines

Charts render only for parameters that changed at least once — the no-change, no-chart rule.

v 3 → 4 · v 3–v4
3 4
2026-10-14 · v3 → 2026-10-17 · v4
setAt ₦1,791,821,914,020 → ₦1,792,239,797,571 · v 3–v4
₦1,791,821,914,020 ₦1,792,239,797,571
2026-10-14 · v3 → 2026-10-17 · v4
1.from ₦10,000,000,000 → ₦100,000,000,000 · v 3–v4
₦10,000,000,000 ₦100,000,000,000
2026-10-14 · v3 → 2026-10-17 · v4
biz.coMax ₦500,000,000 → 0 · v 3–v4
₦500,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
biz.playerMax ₦1,500,000,000 → 0 · v 3–v4
₦1,500,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
biz.opMax ₦100,000,000 → 0 · v 3–v4
₦100,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
biz.dayMax ₦500,000,000 → 0 · v 3–v4
₦500,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
biz.richFrom ₦10,000,000,000 → 0 · v 3–v4
₦10,000,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
handy.multCap 10 → 0 · v 3–v4
10 0
2026-10-14 · v3 → 2026-10-17 · v4
trade.plumber ₦150,000 → 0 · v 3–v4
₦150,000 0
2026-10-14 · v3 → 2026-10-17 · v4
trade.carpenter ₦300,000 → 0 · v 3–v4
₦300,000 0
2026-10-14 · v3 → 2026-10-17 · v4
trade.electrician ₦500,000 → 0 · v 3–v4
₦500,000 0
2026-10-14 · v3 → 2026-10-17 · v4
trade.technician ₦1,000,000 → 0 · v 3–v4
₦1,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
trade.fumigator ₦100,000 → 0 · v 3–v4
₦100,000 0
2026-10-14 · v3 → 2026-10-17 · v4
handy.service ₦500,000 → 0 · v 3–v4
₦500,000 0
2026-10-14 · v3 → 2026-10-17 · v4
handy.upgrade ₦50,000,000 → 0 · v 3–v4
₦50,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
handy.jobMax ₦5,000,000 → 0 · v 3–v4
₦5,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
handy.premierMax ₦500,000,000 → 0 · v 3–v4
₦500,000,000 0
2026-10-14 · v3 → 2026-10-17 · v4
tax.flatRate 7.5% → 7% · v 4–v4
0.075 0.07
2026-10-17 · v4 → 2026-10-17 · v4
0.rate 20% → 7% · v 4–v4
0.2 0.07
2026-10-17 · v4 → 2026-10-17 · v4
1.rate 30% → 7% · v 4–v4
0.3 0.07
2026-10-17 · v4 → 2026-10-17 · v4
2.rate 35% → 7% · v 4–v4
0.35 0.07
2026-10-17 · v4 → 2026-10-17 · v4
0.taxPct 1,000% → 700% · v 4–v4
10 7
2026-10-17 · v4 → 2026-10-17 · v4
0.priceMult 10 → 1 · v 4–v4
10 1
2026-10-17 · v4 → 2026-10-17 · v4
1.taxPct 2,500% → 700% · v 4–v4
25 7
2026-10-17 · v4 → 2026-10-17 · v4
1.priceMult 50 → 1 · v 4–v4
50 1
2026-10-17 · v4 → 2026-10-17 · v4
2.taxPct 4,000% → 700% · v 4–v4
40 7
2026-10-17 · v4 → 2026-10-17 · v4
2.priceMult 100 → 3 · v 4–v4
100 3
2026-10-17 · v4 → 2026-10-17 · v4
efcc.w0 ₦5,000,000,000 → ₦100,000,000,000 · v 4–v4
₦5,000,000,000 ₦100,000,000,000
2026-10-17 · v4 → 2026-10-17 · v4
efcc.tMin ₦1,000,000 → ₦10,000,000 · v 4–v4
₦1,000,000 ₦10,000,000
2026-10-17 · v4 → 2026-10-17 · v4
efcc.pMax 50% → 10% · v 4–v4
0.5 0.1
2026-10-17 · v4 → 2026-10-17 · v4
0.share 75% → 25% · v 4–v4
0.75 0.25
2026-10-17 · v4 → 2026-10-17 · v4
1.share 50% → 25% · v 4–v4
0.5 0.25
2026-10-17 · v4 → 2026-10-17 · v4
efcc.refuse 75% → 25% · v 4–v4
0.75 0.25
2026-10-17 · v4 → 2026-10-17 · v4
0.taxPct 1,000% → 700% · v 4–v4
10 7
2026-10-17 · v4 → 2026-10-17 · v4
0.priceMult 10 → 1 · v 4–v4
10 1
2026-10-17 · v4 → 2026-10-17 · v4
1.taxPct 2,500% → 700% · v 4–v4
25 7
2026-10-17 · v4 → 2026-10-17 · v4
1.priceMult 50 → 1 · v 4–v4
50 1
2026-10-17 · v4 → 2026-10-17 · v4
2.taxPct 4,000% → 700% · v 4–v4
40 7
2026-10-17 · v4 → 2026-10-17 · v4
2.priceMult 100 → 3 · v 4–v4
100 3
2026-10-17 · v4 → 2026-10-17 · v4

FAQ

Lagos Life publishes its entire economy policy at an official endpoint on lagoslife.app. Our cron snapshots it every day and commits the series to this page’s data files — the page renders those committed files and never calls the game API at build or runtime, so a dead endpoint cannot blank it. The numbers are the studio’s; the interpretation of raw parameters is ours.
Every few days, unannounced — the game ships no changelog. Since we started watching, the tracker has pinned bulletins for a full tax rewrite (three progressive bands introduced, then each collapsed to the same 7% rate), softer EFCC enforcement thresholds, and VIP tier moves. The notice board at the top lists every change the cron has caught, newest first.
The no-change, no-chart rule: a trend line renders only for parameters observed at two or more different values since monitoring began. Anything that has never moved appears only in the full reference tables — a perfectly flat line would just be noise.
Known game quirk: the feed’s version and effective stamps can sit still while the content moves. The tracker diffs the actual policy content on every cron run, not just the timestamps, so a rebalance still gets pinned here even when the studio reuses an old effective date.

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Source: the official economy-policy endpoint on lagoslife.app, snapshotted daily. Interpretation of raw parameters is ours; the numbers are the studio's.