Where should the hustle go?

Enter your income and costs to see what you can save each week.

Enter your shift pay and the time you actually have. The planner ranks every verified earn route by naira per real minute and projects your week — then subtracts the fixed bills (rent, LAPO) so you see what actually sticks.

Your week after fixed bills

Enable JavaScript to calculate your net after bills.

Left over: —
Net over 4 weeks: —

Your pay per shift (₦)

Ingame sample: Tech Intern I pays ₦8,600 per shift. Check the jobs salary list for your track.

Minutes you can play per day

Days you play per week

Your day

—

Earn routes, ranked

Naira per real minute, from ingame-verified samples on 2026-10-13.

1 Work a shift

1 shift/day cap · needs ~65 min (60 shift + 5-min stay-for-pay rule) · work week is 5 days

Efficiency —

Per day

—

Per week

—

2 Buy & Resell cycle

Wholesale depot · net ₦6,650 per cycle (17s run + ~20-min payout cooldown ≈ 3 cycles/hour) · costs Energy · single ingame sample

Efficiency —

Per day

—

Per week

—

3 Carry Load cycle

Loading bay · ₦2,250 per cycle, free to start (same ~20-min cooldown) · costs Energy, builds Fitness · single ingame sample

Efficiency —

Per day

—

Per week

—

Show detailed table

Route	₦ / real minute	Per day	Per week
1. Work a shift 1 shift/day cap · needs ~65 min (60 shift + 5-min stay-for-pay rule) · work week is 5 days	—	—	—
2. Buy & Resell cycle Wholesale depot · net ₦6,650 per cycle (17s run + ~20-min payout cooldown ≈ 3 cycles/hour) · costs Energy · single ingame sample	—	—	—
3. Carry Load cycle Loading bay · ₦2,250 per cycle, free to start (same ~20-min cooldown) · costs Energy, builds Fitness · single ingame sample	—	—	—

Fixed bills Rent ₦0/week · LAPO ₦0/week

Weekly rent (₦, optional)

I have a LAPO loan (−₦12,000/week)

Weekly income: ₦0
Income tax (official policy): ₦0
Rent: ₦0
LAPO repayment: ₦0

Your weekly income is under the official ₦1,000,000 tax-free allowance — no income tax due.

All rates are ingame-verified single samples from 2026-10-13. The game rebalances often — if your screen shows different numbers, the game is right. Tax note: a 7.5% transaction tax applied to purchases, not to shift pay, until policy v4 (17 October 2026) moved income tax onto marginal bands of 20/30/35% above the ₦1m weekly allowance.

FAQ

Is Lagos Life pay per hour, per shift or per week?

Per shift. One shift takes about one real hour (plus a 5-minute stay-for-pay threshold), you can work one shift per day, and the work week is 5 days. Anything quoting a "weekly salary" is relabeling the same number.

What is the fastest way to make money in Lagos Life?

By ingame samples from 2026-10-13, gig cycles beat shift pay per real minute: a Buy & Resell cycle nets ₦6,650 in ~17 seconds versus ₦8,600 for a full 1-hour shift — but gigs cost Energy, so you cannot grind them forever. Run the planner with your own numbers.

Do these numbers include tax?

Income tax yes — the weekly budget applies the official policy: the first ₦1,000,000 of weekly income is tax-free, and the official rates apply above that — a flat rate under early policy, progressive bands of 20/30/35% since policy v4 (see the policy tracker). At typical wages that means ₦0 due, which matches shift pay landing in full in-game. Purchases can carry separate transaction taxes; rates here are single ingame samples — if your screen shows different numbers, the game is right.

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