Imota, Ikorodu · Quarter plot
₦250,000
+2.5% a week omo-onile risk
Estimated gain +₦0
Details
Bush land for now, but small money gets you in. Omo-onile know this road well.
doubles ~28 wk · earns back the 5% agent cut in ~2.0 wk
What is Lagos land actually worth?
Choose a holding period and add plots to estimate your portfolio’s value and risk exposure.
Estimated portfolio value₦0
View summary BUY LAND — the six plots Every card mirrors the game's Invest app catalog: the verbatim pitch, the advertised weekly growth and the omo-onile flag. The doubling figure is our estimate at the advertised rate — the game does not publish one.
Choose 0–10 of each plot. Selected plots are highlighted.
Ikorodu · Half plot
₦1,500,000
+2.5% a week omo-onile risk
Estimated gain +₦0
Details
Cheap now, and the road is coming. Watch out for omo-onile.
doubles ~28 wk · earns back the 5% agent cut in ~2.0 wk
Epe · Full plot
₦2,500,000
+3.8% a week omo-onile risk
Estimated gain +₦0
Details
Near the new airport talk. Prices dey climb.
doubles ~19 wk · earns back the 5% agent cut in ~1.3 wk
Ibeju-Lekki · Full plot
₦4,000,000
+5% a week omo-onile risk
Estimated gain +₦0
Details
Dangote refinery side. The fastest-growing land in Lagos.
doubles ~14 wk · earns back the 5% agent cut in ~1.0 wk
Lekki Phase 2 · Full plot, C of O
₦15,000,000
+3.1% a week C of O
Estimated gain +₦0
Details
Estate land with proper papers. Safe and steady.
doubles ~23 wk · earns back the 5% agent cut in ~1.6 wk
Banana Island · Waterfront plot
₦150,000,000
+1.9% a week
Estimated gain +₦0
Details
Where the billionaires live. Bragging rights included.
doubles ~37 wk · earns back the 5% agent cut in ~2.6 wk
Further analysis Advertised growth; gains remain unrealized until sale. Risk comparison uses an adjustable resale assumption, not verified event frequency.
Explore a risk scenario The Invest panel states agents take 5% of a plot sale (read in-game 2026-10-18), so 95% of current value is the game's own number — the slider stays so you can see how the answer moves until a real sale receipt confirms it.
An independent scenario: compare a flagged plot with an unflagged plot. These settings do not change your portfolio estimate.
0–95%. Hypothetical recovery, not a verified land resale rate.
Enter a whole percentage from 0 to 95. The comparison keeps the last valid value while you edit. On leaving the field, out-of-range values are corrected and an empty field restores the previous value.
With 95% of value retained, the linear approximation gives a break-even threshold of 19.8 events/year for Ibeju-Lekki (+5% a week) versus Lekki Phase 2 (+3.1% a week).
This linear approximation compares advertised growth and assumed losses. It is not a verified safe limit or a forecast: compounding, event timing and actual loss mechanics can change the result.
Land vs being the landlord
The landlord path pays real cash weekly (market rent at 95%, agent fills 90%); land only compounds on paper until you sell. Both are normalized to ₦ per week per ₦1m invested.
| Asset | Capital | ₦/wk per ₦1m | Payback / doubling | Risk |
|---|---|---|---|---|
| Face-me-i-face-you · Mushin Cash income | ₦26,000 | 78,923 | 89 days (game) | agent fills 90% · 5-home cap |
| Self-contain · Yaba Cash income | ₦72,000 | 71,250 | 99 days (game) | agent fills 90% · 5-home cap |
| Mini-flat · Lekki Phase 1 Cash income | ₦210,000 | 69,214 | 102 days (game) | agent fills 90% · 5-home cap |
| Ibeju-Lekki · Full plot Paper growth | ₦4,000,000 | 50,000 | 14 weeks est. | omo-onile risk |
| Epe · Full plot Paper growth | ₦2,500,000 | 38,000 | 19 weeks est. | omo-onile risk |
| Lekki Phase 2 · Full plot, C of O Paper growth | ₦15,000,000 | 31,000 | 23 weeks est. | C of O |
| Imota, Ikorodu · Quarter plot Paper growth | ₦250,000 | 25,000 | 28 weeks est. | omo-onile risk |
| Ikorodu · Half plot Paper growth | ₦1,500,000 | 25,000 | 28 weeks est. | omo-onile risk |
| Banana Island · Waterfront plot Paper growth | ₦150,000,000 | 19,000 | 37 weeks est. | C of O |
Landlord figures come from the Houses app Invest catalog. Land appreciation is unrealized; landlord cash is taxed with business income and capped at five properties.
Where the plots sit
- Lines = real roads, approximate: Lekki–Epe expressway & Ikorodu road
- omo-onile risk
- C of O · papers
Real Lagos-region geography with all six plots — dot size by price, amber = omo-onile risk, green = papers. Plots with a city-map pin link straight into the full map. Plot positions are a community approximation: the game ships no plot map.
Inset water geometry © OpenStreetMap contributors, ODbL.
The flood window
Latest official brief: rainy (2026-10-22)
Rain on 2 of the last 7 archived days — floods and storms only come with rain (verified on the home side).
The official daily brief is archived once a day; the in-game Assurance panel shows a 7-day rain forecast for your home. No flood math runs here: floodX has no verified plot-side effect.
Land policy, as published
Flood damage multiplier
×1.5
omo-onile destroy chance
25%
Big-plot destroy chance
50%
Starting plot allowance
7
Plot soft cap
10
Over-cap factor
+50%
Raw land policy from the official economy snapshot (v4, set 2026-10-17). Values are shown exactly as published — the omo-onile trigger and floodX's plot-side effect are not verified in-game.
Plot prices and the advertised weekly growth are Invest app reads. The weekly figure is Unrealized — nothing pays out until a plot is sold, and no plot sale has been observed yet. If your screen shows different numbers, the game is right.
FAQ
Is the "+5% a week" on land guaranteed?
It is the rate the game advertises on each BUY LAND card, and the official policy feed can move it — but it is unrealized appreciation, not income. Nothing pays out until a plot is sold. What the game does disclose is the exit cost: the Invest panel states agents take 5% of a plot sale (so the assessor defaults to a 95% resale), and our live Imota test plot — bought at ₦250,000 on 2026-10-17 — read ₦250,824 the next morning. The assessor therefore still labels every compounded figure as an estimate.
What is omo-onile risk, really?
Four of the six plots carry the game's "omo-onile risk 😬" flag — land-grabbers who can contest or destroy what you build. The official policy feed publishes destroy chances (25% / 50%), but when an event actually triggers and what it wipes is not verified. The risk-premium comparator answers a narrower question honestly: how many events a year the risky plot could absorb before its higher growth stops beating the safe plot.
Does flooding damage land plots?
Flooding is weather-driven — the Assurance panel states floods and storms only come with rain, and your home's flood odds scale with a location multiplier (Lekki Phase 1 ×1.6) and the house condition. For land plots the picture is unverified: the policy feed carries a flood damage multiplier (×1.5) in the land block, but no plot-side flood effect has been observed, so this tool shows the policy numbers without turning them into expected losses.
Land or landlord — which makes more money?
On cash flow, the landlord wins almost everywhere: the Mushin investment house returns about ₦78,900 a week per ₦1m invested (verified pays-back of ~89 days), while the fastest plot, Ibeju-Lekki, appreciates ₦50,000 a week per ₦1m on paper. Land's case is scale and zero upkeep — up to 7–10 plots with no tenants — plus the papers-free plots' higher growth. The comparison table normalizes both to ₦ per week per ₦1m so you can weigh cash against appreciation.